• 50 checks or less per month
• $7.50 monthly fee; (currently waived)
• $0.25 charge for each check over 50
• $7.00 fee for returned deposited items
• $30.00 charge for insufficient funds
• Free On-line Banking
• Free ATM transactions at the Grand Haven Bank ATM

• A $0.25 charge for each check over 200
• $7.00 fee for returned deposit items
• $30.00 charge for insufficient funds
• Excess funds may be swept to cash management account
• Minimum daily balance of $0.00 to $999.99, $35.00 per month service charge
• Minimum daily balance of $1000 to $4,999.99, $20 per month service charge
• Minimum daily balance of $5,000 or more, no charge
• Free On-line Banking
• Free ATM transactions at the Grand Haven Bank ATM

• $500 minimum daily balance to avoid monthly service charges
• $15.00 monthly service charge if daily balance falls below $500 & no interest paid
• $7.00 fee for returned deposited items
• $30.00 charge for insufficient funds
• Free ATM transactions at the Grand Haven Bank ATM
• Free On-line Banking
• The annual percentage yield (APY) is based on monthly compounding of interest
• Interest calculated on daily collected balance

• Interest calculated on daily collected balance
• Up to 6 preauthorized withdrawals per month
• Unlimited withdrawals in person
• Yields are 1% less if automatic sweep occurs
• Free On-line Banking
• The annual percentage yield (APY) is based on monthly compounding of interest
• $8.00 per month service charge when minimum daily balance ranges from $0.00 to $999.99
• Free ATM transactions at the Grand Haven Bank ATM

• $200 minimum daily balance required
• Up to 6 preauthorized withdrawals per month
• $9.00 per quarter service charge when daily balance falls below the minimum required
• Interest is calculated on daily collected balance
• Free On-line Banking
• Statements provided on a quarterly basis
• The annual percentage yield (APY) is based on quarterly compounding of interest
• Free ATM transactions at the Grand Haven Bank ATM

• Penalty for early withdrawal
• The annual percentage yield (APY) is based on quarterly compounding of interest
• $2000 minimum balance required

• Business Term Loans - Purchase equipment, vehicles, or consolidate other business term loans
• Lines of Credit - Working capital lines of credit, account receivable and inventory loans
• Construction Loans - Construct or expand a facility
• Real Estate Purchases - Purchase buildings or acquire land

For rates and other information, please contact Tom Creswell at 616-850-7605, Betsy Lobdell at 616-850-2060, Doug Jones at 616-850-7614, or Chris Cassleman at 616-850-7611.